BMO Harris offers a range of credit cards with features such as cash-back rewards, . However, we do receive compensation when you click on links to products from our partners. Several no-annual-fee rewards cards feature bonus categories that overlap with those of the BMO Harris Cash Back card, so your best pairing option may be a flat-rate cash back card like the Wells Fargo Active Cash or the Chase Freedom Unlimited. 13.99% no annual fee, 12 months 0% balance transfer rate. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Keep an eye on your inboxwell be sending over your first message soon. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. The BMO Harris Bank Premium Rewards card also offers a number of appealing travel benefits that can help take the sting out the cards annual fee. By purchasing cheaper tickets, you can squeeze more value out of rewards. Pros and Cons of Refinancing Your Mortgage, Questions to Ask Before Refinancing Your Mortgage, SuperMoney's Student Loan Refinance Marketplace, How To Get The Best Student Loan Refinance Rates. CreditCards.com is an independent, advertising-supported comparison service. How much should you contribute to your 401(k)? BMO Harris Bank Business Platinum Rewards Mastercard Credit Card. trolls costume Yes, Bank of America does have 24-hour credit card customer service for lost or stolen cards. All Rights Reserved. But Citi sold them off. All rights reserved. It also offers real cash back rewards, including: Up to 5% cash back at 1,000+ Neo partners. Your credit cards journey is officially underway. Reasonable efforts are made Privacy Policy. If you prefer sticking to cash back cards with no annual fee, the Capital One SavorOne Cash Rewards Credit Card may better reward your food and entertainment purchases. It offers three points for every dollar you spend on airfare, hotels or restaurant purchases. HOW TO GET A BMO HARRIS BANK BUSINESS CREDIT CARD: $500K. Coverage during trying times Help protect the balance and monthly payments on your BMO credit card, up to a maximum of $20,000 How Often Credit Score Updates: Every Month; BMO lets you check your credit score for free through online banking. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Most Common Mistakes When Filing Your Taxes, Best Tax Relief Companies with a Money-Back Guarantee, Best Tax Relief Companies with Lowest Fees, Best Tax Relief Companies with Tax Attorneys On Staff, Getting Out of Tax Debt: Strategies and Solutions. Would you recommend BMO Harris Bank Cash Back Mastercard to your friends? Check the data at the top of this page and the banks website for the most current information. BMO Harris Bank is part of BMO Financial Group, a North American financial organization with approximately 1,600 branches, and $542 . But cardholders with lower scores can be charged an interest rate as high as 23.99 percent. Youre already a BMO Harris Bank customer and want a card with the same bank. 5 things to know about a BMO Harris Smart Advantage checking account. The whole process takes 3-6 months just to secure a line of credit. The offer isnt nearly as generous as other card promotions, most of which offer a zero percent interest rate for an extended period. At Bankrate we strive to help you make smarter financial decisions. It also charges a hefty $79 annual fee after the cards first year. Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Can You Build Credit With a Prepaid Credit Card? While the majority of the Mastercard features that come with this card are typical account protection features, a few may occasionally be helpful during your travels. Home Equity Loan vs. Line of Credit: Which Should You Choose? It may be easier to qualify if you use the BMO Harris Cash Back as your primary rewards card in your first three months or if you pay for streaming, cable and satellite TV subscriptions upfront for the full year. Capital One Platinum Credit Card. We value your trust. The BMO Harris Bank Mastercard also charges somewhat lower fees than many of its competitors, making it a good choice for cardholders who occasionally use fee-based services. The HSBC Gold Credit Card won't enrich you with rewards treasure, but it will hide your balance from interest's grasp for the first 18 months your account is open. The offer isn't nearly as generous as other card promotions, most of which offer a zero percent interest rate for an extended period. By clicking "See my odds" you agree to our Terms of Use (including our Prequalification Terms) and Privacy Policy. FICO 545+. I'm hoping that Diners Club goes away with the AF and they reissue just a standard MC because the credit limit is good and the APR 13% +/-.. Oh and the BHO Diners website is kind of funky. Yup, I had a Diners Club back before Citi and I did a ot of traveling widely accepted in Europe along with AmEx. Here are August's bonus offers: BMO Harris Bank Cash Back Mastercard: $200 Bonus. SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. All Rights Reserved. It charges no annual fee, earns rewards at a good rate on some everyday . 1 percent back on everything else. Copyright 2023 SuperMoney, LLC. 850 300 700. Instead, youll see recommended credit ranges from the issuers listed next to cards on our site to help you determine which cards youre likely to be approved for. See if you qualify for student loan refinancing and compare real time offers. . The Cash Back Mastercard comes with no annual fee. Potentially lower than average purchase APRs. Get 5% cash back on eligible streaming, cable TV and satellite services Get 3% cash back on eligible gas and grocery purchases Get 1% cash back on all other eligible purchases, $200 cash back bonus when you spend $2,000 in the first 3 months of account opening. Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. Minimum Deposit Amount. Take our 3 minute quiz and match with an advisor today. $25. Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. To qualify, applicants may need to provide the following documentation: Recent pay stubs; Driver's license; . EDITORIAL DISCLOSURE All reviews are prepared by CreditCards.com staff. If you spend a lot of time on the road or in the air, you can build up an enviable points collection with this travel-centric rewards card. Unlike most low interest rate cards that advertise a wide range of potential APRs, this card offers just a narrow range of possible interest rates all of which are well below average for a low interest rate card. All products, logos, and company names are trademarks or registered trademarks of their respective holders. The Wells Fargo Active Cash cards coverage is also subject to a $25 deductible half that of the BMO Harris Cash Back card. I have made significant deposits on 6/15/21 . I think the Diners Club name kinda faded out when it started getting processed on the mastercard network when Citibank sold them. $200 cash back bonus when you spend $2,000 in the first 3 months of account opening. Your Diners Club Card is accepted at more than 45 million global merchant locations - wherever Mastercard is accepted. BMO Harris Business Platinum Rewards Mastercard. The information, including card rates and fees, is accurate as of the publish date. Why Should You Get a Business Credit Card? Earn up to 100,000 intro bonus points - get 50,000 points when you spend $5,000 within 3 months of account opening, and get another 50,000 bonus points when you spend $50,000 within 12 months of account opening. Call 1-888-340-2265; Let Us Contact You; Find a Branch; Lending . You won't earn interest. While you can can earn a good amount of cash back with the BMO Harris Cash Back Mastercard thanks to its grocery and gas rewards, the cards high rewards rate on streaming and TV services may be less impressive when you crunch the numbers. However, its intro APR offer may be lackluster if you need a break from interest. The BMO Harris Cash Back Mastercard is a solid source of cash back, especially if its combination of grocery, gas, and TV subscription rewards match your spending habits. MasterRental can save you money by standing in for vehicle rental services collision and damage protection and cover your rental vehicle if its damage or stolen. The BMO Harris Savings Builder Account has a low $25 minimum deposit and doesn't charge any monthly service fees . But unless you shell out for cable or satellite TV, the BMO Harris Cash Back card may be best used as a second rewards card since other cards offer wider-reaching categories. This wont impact your credit score. Further information is available in our FICO Data Privacy Policy. Finder Rating: 3.4 / 5: . APPLY NOW. Check the data at the top of this page and the banks website for the most current information. BMO Harris Bank Platinum Rewards Mastercard. by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale. If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit. To contact BofA's live customer service representatives 24/7, call either (800) 732-9194 or the phone . The BMO Harris Bank Mastercard is also more forgiving of occasional missed payments, making it a good choice for cardholders who sometimes forget to pay their bill. All reviews are prepared by CreditCards.com staff. SuperMoney strives to provide a wide array of offers for our users, but our offers do not Personal Loan Vs. Line Of Credit: Which Is Better? The credit score is provided for free by TransUnion. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. By clicking "See my odds" you agree to our Terms of Use (including our Prequalification Terms) and Privacy Policy. The Neo Secured Mastercard is the best secured credit card in Canada in 2023. I had to open a checking account with them. Reverse Mortgages: When Do They Make Sense? This is a cashback card. Offers perhaps the highest, unlimited rewards rate on streaming services, cable and satellite TV year-round for no annual fee, It can be easier to switch to since you can avoid interest for 12 months with its 0 percent intro APR on balance transfers made in the first 90 days (then a 20.24 percent to 27.24 percent variable APR), Youll earn solid 3 percent cash back on two popular everyday expenses after your monthly subscriptions: gas and groceries (on up to $2,500 in combined purchases each quarter, then 1 percent back), Paying your monthly cellphone bill with this card insures your phone for up to $400 if its damaged or stolen (up to $600 per year across two claims, minus a $50 deductible), 5 percent back on streaming, cable, and satellite subscriptions isnt very valuable for the average spender unless you have a hefty cable or satellite TV bill, Several other no-annual-fee cash back cards offer a more rewarding roster of bonus categories, Its cellphone protection and perk list is weaker than similar cards offerings, The $200 welcome offers $2,000 spending requirement is well above the typical three-month spend. These terms allow CreditCards.com to use your consumer report information, including credit score, for internal business purposes, such as improving the website experience and to market other products and services to you. Compare real offers from multiple lenders. There is no annual fee to worry about and the cards ongoing APR range is reasonable. affiliation, or sponsorship, of or by SuperMoney or them of us. Our experts have been helping you master your money for over four decades. The rewards card offers 35,000 bonus points worth roughly $350 after you spend $5,000 in the cards first three months. BMO Harris has a wide range of options when it comes to credit cards. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. You can . It also stands out from other travel cards by allowing you to book rewards-funded travel yourself potentially saving you hundreds of dollars in cheaper travel if you shop around for the best deals. FTC's website on credit. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. financial product. You can select a loan term as short as 12 months or as long as six years. It's at +100 if everybody recommends the provider, and at -100 when no one recommends. Transfer Fee$10 or 3% (whichever is higher), Other Notable Features: No foreign-transaction fee, concierge services, two complimentary airport lounge visits, VIP event access, travel assistance, car rental insurance, hotel burglary insurance, lost/damaged luggage insurance, baggage delay insurance, roadside assistance, purchase protection, extended warranty. 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